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Retail Merchants
Providing customers with a credit card payment option is proving to be a valid form of business survival, and Prospay™ offers a reliable one-stop shop to help businesses not only survive but thrive. Prospay™ processes most major credit cards: MasterCard®, Visa®, American Express®, Discover® Network, Diners Club®, JCB® and PIN-secured and signature debit cards. Prospay™ merchants who can offer their customers a choice of payment options not only enhance their customers' shopping experience, but increase their own revenue-generating potential.
  • Users can process transactions and access reports anytime, anywhere Internet access is available
  • Fast processing time (with an average 6 seconds) speeds order processing
  • Easy to use online help system
  • FAQs for quick answers to commonly asked questions
  • Support readily available via e-mail or support hotline
  • Multiple reporting schemes available
  • Configurable/customizable
  • On all customer receipts, credit card number is limited to the last 4 digits and the expiration date is suppressed entirely. This ensures compliance with all state laws and association regulations.
  • Simple to use—Reduced training time
  • Replaces traditional (POS) terminals and PC based processing software—Updates are instantaneous and automatic. No hassle with downloading or reinstalling software
  • Internet-based
    • Eliminates the hassles of modem configuration, maintenance, and software and hardware upgrades
    • Uses a standard Web browser (Google Chrome®/Mozilla Firefox®/Apple Safari®/MS Internet Explorer®)
    • Merchants can process credit card transactions without investing in new hardware or software
    • Accessible from multiple PCs and locations simultaneously
  • Uses 128-bit SSL (Secure Sockets Layer) security—This highest level of encryption protects sensitive merchant and consumer information
  • Accepts purchase cards/ commercial and business cards -Level II data requirements—Supports business-to-business payments
  • Detects purchasing cards automatically and ensures the required fields for purchasing cards are appropriately entered.—Merchants don't have to determine if the customer's card is a purchasing card or not.
  • Retail swipe is supported by attaching a swipe device to the merchant's PC.
    • Merchants can scan the customer's credit card through the card reader to automatically enter the credit card data.
    • Supports retail swiped discount rates
  • Supports Recurring Billing
    • Good for membership fees, subscriptions, monthly charges, and payments in installments
    • Saves hassles re-entering cardholder and transaction data
    • Reduces chances for data entry errors
  • E-mail receipt for each transaction—Automatic e-mail receipts reducing merchant workload
  • Printable receipt available for each transaction.—Retail businesses can print two copies of the receipt (one for the consumer, one for the merchant)
  • Both e-mail and printable receipts are customizable.
    • Merchant personalized receipts help consumers remember purchases, and can help reduce charge-backs
    • Printable receipts can include header, footer and return policy
    • Printing format: Standard PC printer
  • Multiple users can access the product simultaneously. Each user would access with their own unique User ID and password
    • Perfect for catalog call centers since merchants can add or subtract order call stations as needed
    • Excellent for companies with telemarketers who work from home
Prospay, Inc.: Retail Merchants
Retail Merchants
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Prospay, Inc.: Product Overview
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